Frequently asked questions
What is a Health Spending Account?

How does a Health Spending Account work in Canada?

How does health insurance work in Canada?

Are health benefits the same as health insurance in Canada?

Is a Health Spending Account tax-deductible in Canada?

What does a Health Spending Account cover in Canada?

Do I need health insurance with a Kibono Health Spending Account?

How much does health insurance cost with a Health Spending Account?

How do I submit a health insurance claim such as a Life or Disability claim?

Is my business eligible for a Health Spending Account in Canada?

What is required to set up a Kibono Health Spending Account?

What is the difference between a Monthly and Prepaid Health Spending Account?

What forms of payment does Kibono accept?

Does Kibono support automated payments?

What is a reasonable benefit limit for each employee class?

Can I prorate employee benefits with a Health Spending Account?

Can I suspend employee benefits with a Health Spending Account?

Can I set a future start-date for employee benefits with a Health Spending Account?

Does Kibono remit taxes collected for a Health Spending Account?

I just received my welcome email, how do I begin submitting claims to my Health Spending Account?

How do I access my Health Spending Account?

How do I submit a claim to my Health Spending Account?

- Upload image of invoice and payment receipt
- Enter the invoice amount and claim amount
- Enter the receipt date and service date
Which medical expenses and practitioners are eligible with a Health Spending Account?

Can I make a claim on behalf of my spouse or dependents with a Health Spending Account?

With a Kibono Health Spending Account can I claim amounts not covered under another insurance provider or by my spouse’s benefits plan?

When will my claims be reimbursed for my Health Spending Account?

Am I taxed on claim reimbursements from a Health Spending Account?

What happens to any unused benefits with my Health Spending Account?

Can I submit a claim for a previous benefit period with a Health Spending Account?
